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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,989 | $125,237-66.5% | $105,608-60.2% | $145,877-71.2% |
| Participation rate | 81.0% | 77.7%+3.3pp | 75.3%+5.7pp | 80.3%+0.7pp |
| Annual return | 14.14% | 225.76%-211.6pp | 116.50%-102.4pp | 551.28%-537.1pp |
| Employer contribution / active EE | $2,277 | $3,720-38.8% | $3,167-28.1% | $4,663-51.2% |
| Participant deferral / active EE | $2,818 | $5,711-50.7% | $5,010-43.7% | $6,691-57.9% |
| Admin fee / account holder | $374 | $17,287-97.8% | $11,028-96.6% | $13,402-97.2% |