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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,964 | $208,088+39.3% | $186,193+55.7% | $154,746+87.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 16.92% | 89.97%-73.1pp | 78.03%-61.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $5,291 | $4,340+21.9% | $3,918+35.0% | $4,379+20.8% |
| Participant deferral / active EE | $8,443 | $7,078+19.3% | $6,513+29.6% | $6,730+25.4% |
| Admin fee / account holder | $2,648 | $11,698-77.4% | $11,058-76.1% | $14,365-81.6% |