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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,639 | $51,638-85.2% | $68,368-88.8% | $82,448-90.7% |
| Participation rate | 82.9% | 63.6%+19.2pp | 73.8%+9.1pp | 68.1%+14.8pp |
| Annual return | 13.54% | 37.53%-24.0pp | 292.57%-279.0pp | 41.64%-28.1pp |
| Employer contribution / active EE | $0 | $2,047-100.0% | $2,649-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,087 | $2,914-62.7% | $4,123-73.6% | $4,139-73.8% |
| Admin fee / account holder | $321 | $4,643-93.1% | $5,150-93.8% | $7,234-95.6% |