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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,123 | $87,166-94.1% | $76,735-93.3% | $137,256-96.3% |
| Participation rate | 82.6% | 74.4%+8.3pp | 69.5%+13.1pp | 80.0%+2.6pp |
| Annual return | 20.22% | 26.50%-6.3pp | 29.77%-9.5pp | 220.34%-200.1pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $2,454-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,512 | $4,726-68.0% | $4,088-63.0% | $6,407-76.4% |
| Admin fee / account holder | $609 | $8,403-92.8% | $7,189-91.5% | $12,270-95.0% |