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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,167 | $93,345-36.6% | $119,126-50.3% | $87,485-32.4% |
| Participation rate | 61.8% | 68.7%-6.9pp | 75.8%-13.9pp | 68.9%-7.1pp |
| Annual return | 17.19% | 19.08%-1.9pp | 282.11%-264.9pp | 26.06%-8.9pp |
| Employer contribution / active EE | $1,940 | $3,172-38.8% | $4,034-51.9% | $2,596-25.3% |
| Participant deferral / active EE | $3,538 | $4,099-13.7% | $5,318-33.5% | $4,274-17.2% |
| Admin fee / account holder | $6,514 | $8,039-19.0% | $10,693-39.1% | $7,775-16.2% |