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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,167 | $88,672-33.3% | $105,223-43.8% | $82,448-28.2% |
| Participation rate | 61.8% | 67.9%-6.1pp | 75.0%-13.2pp | 68.1%-6.2pp |
| Annual return | 17.19% | 30.86%-13.7pp | 180.65%-163.5pp | 41.64%-24.5pp |
| Employer contribution / active EE | $1,940 | $3,048-36.4% | $3,689-47.4% | $2,551-24.0% |
| Participant deferral / active EE | $3,538 | $4,036-12.3% | $5,072-30.2% | $4,139-14.5% |
| Admin fee / account holder | $6,514 | $7,146-8.9% | $8,859-26.5% | $7,234-10.0% |