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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,959 | $129,737-74.6% | $119,126-72.3% | $154,746-78.7% |
| Participation rate | 33.3% | 78.9%-45.5pp | 75.8%-42.4pp | 80.7%-47.4pp |
| Annual return | 16.19% | 379.08%-362.9pp | 282.11%-265.9pp | 172.34%-156.1pp |
| Employer contribution / active EE | $2,511 | $4,375-42.6% | $4,034-37.7% | $4,379-42.7% |
| Participant deferral / active EE | $2,028 | $5,842-65.3% | $5,318-61.9% | $6,730-69.9% |
| Admin fee / account holder | $3,514 | $11,961-70.6% | $10,693-67.1% | $14,365-75.5% |