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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,959 | $111,535-70.4% | $105,223-68.7% | $137,256-76.0% |
| Participation rate | 33.3% | 78.1%-44.8pp | 75.0%-41.7pp | 80.0%-46.6pp |
| Annual return | 16.19% | 237.85%-221.7pp | 180.65%-164.5pp | 220.34%-204.1pp |
| Employer contribution / active EE | $2,511 | $3,939-36.3% | $3,689-31.9% | $4,156-39.6% |
| Participant deferral / active EE | $2,028 | $5,500-63.1% | $5,072-60.0% | $6,407-68.4% |
| Admin fee / account holder | $3,514 | $9,721-63.9% | $8,859-60.3% | $12,270-71.4% |