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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,905 | $75,832+1.4% | $147,617-47.9% | $59,633+29.0% |
| Participation rate | 90.2% | 71.6%+18.7pp | 84.6%+5.6pp | 68.7%+21.6pp |
| Annual return | -0.93% | 0.37%-1.3pp | 61.98%-62.9pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $0 | $3,485-100.0% | $5,564-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,579 | $3,131-17.6% | $4,895-47.3% | $3,192-19.2% |
| Admin fee / account holder | $598 | $5,986-90.0% | $11,612-94.8% | $4,297-86.1% |