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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,931 | $183,592+84.1% | $155,567+117.2% | $145,959+131.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.25% | 61.24%-54.0pp | 64.74%-57.5pp | 561.95%-554.7pp |
| Employer contribution / active EE | $10,129 | $5,315+90.6% | $4,674+116.7% | $4,661+117.3% |
| Participant deferral / active EE | $8,233 | $6,464+27.4% | $5,628+46.3% | $6,689+23.1% |
| Admin fee / account holder | $4,706 | $19,318-75.6% | $15,916-70.4% | $13,398-64.9% |