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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,569 | $109,967+217.0% | $97,197+258.6% | $145,877+138.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 27.79% | 244.27%-216.5pp | 75.47%-47.7pp | 551.28%-523.5pp |
| Employer contribution / active EE | $469 | $3,077-84.8% | $2,723-82.8% | $4,663-89.9% |
| Participant deferral / active EE | $1,000 | $4,676-78.6% | $4,263-76.5% | $6,691-85.1% |
| Admin fee / account holder | $43,941 | $6,199+608.8% | $5,637+679.5% | $13,402+227.9% |