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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,596 | $102,422+143.7% | $147,117+69.7% | $80,959+208.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.71% | 135.16%-119.4pp | 420.54%-404.8pp | 35.67%-20.0pp |
| Employer contribution / active EE | $6,541 | $3,717+75.9% | $4,932+32.6% | $2,757+137.2% |
| Participant deferral / active EE | $7,483 | $6,652+12.5% | $8,065-7.2% | $4,300+74.0% |
| Admin fee / account holder | $17,975 | $7,953+126.0% | $12,993+38.3% | $6,925+159.6% |