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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,408 | $52,353-74.4% | $120,225-88.8% | $82,448-83.7% |
| Participation rate | 100.0% | 58.3%+41.7pp | 69.6%+30.4pp | 68.1%+31.9pp |
| Annual return | 14.31% | 61.85%-47.5pp | 439.23%-424.9pp | 41.64%-27.3pp |
| Employer contribution / active EE | $1,550 | $1,510+2.7% | $3,475-55.4% | $2,551-39.2% |
| Participant deferral / active EE | $1,594 | $2,627-39.3% | $3,999-60.1% | $4,139-61.5% |
| Admin fee / account holder | $3,844 | $4,363-11.9% | $5,696-32.5% | $7,234-46.9% |