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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,834 | $160,028-65.1% | $147,080-62.0% | $145,884-61.7% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 12.87% | 98.60%-85.7pp | 420.17%-407.3pp | 551.85%-539.0pp |
| Employer contribution / active EE | $2,232 | $5,286-57.8% | $4,933-54.8% | $4,662-52.1% |
| Participant deferral / active EE | $6,323 | $8,422-24.9% | $8,066-21.6% | $6,690-5.5% |
| Admin fee / account holder | $554 | $15,030-96.3% | $12,989-95.7% | $13,392-95.9% |