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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,526 | $96,236-34.0% | $133,698-52.5% | $80,959-21.5% |
| Participation rate | 95.0% | 71.2%+23.8pp | 76.4%+18.6pp | 67.7%+27.3pp |
| Annual return | 12.58% | 28.74%-16.2pp | 580.90%-568.3pp | 35.67%-23.1pp |
| Employer contribution / active EE | $5,230 | $3,350+56.1% | $4,218+24.0% | $2,757+89.7% |
| Participant deferral / active EE | $7,712 | $5,709+35.1% | $7,016+9.9% | $4,300+79.3% |
| Admin fee / account holder | $5,546 | $8,250-32.8% | $6,703-17.3% | $6,925-19.9% |