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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,433 | $172,111-90.5% | $150,298-89.1% | $137,256-88.0% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 31.66% | 69.37%-37.7pp | 62.79%-31.1pp | 220.34%-188.7pp |
| Employer contribution / active EE | $6,158 | $4,636+32.8% | $4,154+48.3% | $4,156+48.2% |
| Participant deferral / active EE | $1,718 | $6,166-72.1% | $5,453-68.5% | $6,407-73.2% |
| Admin fee / account holder | $328 | $16,471-98.0% | $14,116-97.7% | $12,270-97.3% |