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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,682 | $180,749+55.3% | $160,784+74.6% | $137,256+104.5% |
| Participation rate | 80.0% | 80.0%0pp | 77.0%+3.0pp | 80.0%0pp |
| Annual return | 20.42% | 2234.46%-2214.0pp | 1803.92%-1783.5pp | 220.34%-199.9pp |
| Employer contribution / active EE | $21,054 | $4,155+406.7% | $3,733+464.0% | $4,156+406.6% |
| Participant deferral / active EE | $20,100 | $6,844+193.7% | $6,293+219.4% | $6,407+213.7% |
| Admin fee / account holder | $16,151 | $10,397+55.3% | $9,717+66.2% | $12,270+31.6% |