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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,688 | $63,703-6.3% | $93,063-35.9% | $82,448-27.6% |
| Participation rate | 76.0% | 63.8%+12.2pp | 72.1%+3.9pp | 68.1%+8.0pp |
| Annual return | 16.38% | -775.43%+791.8pp | 34.15%-17.8pp | 41.64%-25.3pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,476-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,102 | $2,919+6.3% | $3,958-21.6% | $4,139-25.1% |
| Admin fee / account holder | $7,000 | $5,982+17.0% | $6,033+16.0% | $7,234-3.2% |