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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,688 | $73,107-18.4% | $114,563-47.9% | $87,485-31.8% |
| Participation rate | 76.0% | 65.8%+10.3pp | 72.9%+3.1pp | 68.9%+7.1pp |
| Annual return | 16.38% | 19.47%-3.1pp | 241.09%-224.7pp | 26.06%-9.7pp |
| Employer contribution / active EE | $0 | $1,881-100.0% | $2,592-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,102 | $3,144-1.3% | $4,142-25.1% | $4,274-27.4% |
| Admin fee / account holder | $7,000 | $5,770+21.3% | $7,623-8.2% | $7,775-10.0% |