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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,453 | $58,627+259.0% | $76,735+174.3% | $82,448+155.3% |
| Participation rate | 66.7% | 63.2%+3.4pp | 69.5%-2.8pp | 68.1%-1.4pp |
| Annual return | 14.42% | 39.10%-24.7pp | 29.77%-15.3pp | 41.64%-27.2pp |
| Employer contribution / active EE | $3,558 | $1,729+105.8% | $2,454+45.0% | $2,551+39.5% |
| Participant deferral / active EE | $6,938 | $3,134+121.4% | $4,088+69.7% | $4,139+67.6% |
| Admin fee / account holder | $34,466 | $5,323+547.5% | $7,189+379.4% | $7,234+376.4% |