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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,114 | $55,902+249.0% | $76,030+156.6% | $80,959+141.0% |
| Participation rate | 59.7% | 62.1%-2.4pp | 69.1%-9.4pp | 67.7%-8.0pp |
| Annual return | 13.85% | 20.59%-6.7pp | 361.54%-347.7pp | 35.67%-21.8pp |
| Employer contribution / active EE | $2,828 | $1,867+51.5% | $2,688+5.2% | $2,757+2.6% |
| Participant deferral / active EE | $5,824 | $3,051+90.9% | $4,257+36.8% | $4,300+35.4% |
| Admin fee / account holder | $19,688 | $5,239+275.8% | $6,421+206.6% | $6,925+184.3% |