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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,964 | $108,825-15.5% | $156,181-41.1% | $82,448+11.5% |
| Participation rate | 74.6% | 72.4%+2.2pp | 78.8%-4.3pp | 68.1%+6.5pp |
| Annual return | 15.90% | 20.59%-4.7pp | 64.87%-49.0pp | 41.64%-25.7pp |
| Employer contribution / active EE | $1,074 | $2,870-62.6% | $4,294-75.0% | $2,551-57.9% |
| Participant deferral / active EE | $6,101 | $4,577+33.3% | $6,132-0.5% | $4,139+47.4% |
| Admin fee / account holder | $10,143 | $9,341+8.6% | $14,586-30.5% | $7,234+40.2% |