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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,150 | $136,860-19.5% | $120,344-8.5% | $154,746-28.8% |
| Participation rate | 86.7% | 79.9%+6.8pp | 76.7%+10.0pp | 80.7%+6.0pp |
| Annual return | 16.67% | 21.38%-4.7pp | 20.30%-3.6pp | 172.34%-155.7pp |
| Employer contribution / active EE | $2,522 | $3,533-28.6% | $3,020-16.5% | $4,379-42.4% |
| Participant deferral / active EE | $6,232 | $5,793+7.6% | $5,135+21.4% | $6,730-7.4% |
| Admin fee / account holder | $2,255 | $15,393-85.3% | $12,742-82.3% | $14,365-84.3% |