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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,451 | $117,895-13.1% | $102,4600% | $145,897-29.8% |
| Participation rate | 81.3% | 78.6%+2.6pp | 76.5%+4.7pp | 80.3%+0.9pp |
| Annual return | 9.52% | 31.92%-22.4pp | 29.47%-20.0pp | 552.29%-542.8pp |
| Employer contribution / active EE | $2,528 | $3,619-30.2% | $3,025-16.4% | $4,663-45.8% |
| Participant deferral / active EE | $6,061 | $5,736+5.7% | $5,056+19.9% | $6,689-9.4% |
| Admin fee / account holder | $18,124 | $13,353+35.7% | $9,460+91.6% | $13,390+35.4% |