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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,150 | $124,425-11.5% | $112,040-1.7% | $137,256-19.7% |
| Participation rate | 86.7% | 79.3%+7.4pp | 76.5%+10.2pp | 80.0%+6.7pp |
| Annual return | 16.67% | 24.72%-8.1pp | 24.52%-7.9pp | 220.34%-203.7pp |
| Employer contribution / active EE | $2,522 | $3,411-26.1% | $2,954-14.6% | $4,156-39.3% |
| Participant deferral / active EE | $6,232 | $5,718+9.0% | $5,098+22.2% | $6,407-2.7% |
| Admin fee / account holder | $2,255 | $15,207-85.2% | $12,098-81.4% | $12,270-81.6% |