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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,813 | $111,878-42.1% | $93,727-30.8% | $145,897-55.6% |
| Participation rate | 70.0% | 74.2%-4.2pp | 68.7%+1.3pp | 80.3%-10.3pp |
| Annual return | 3.68% | 204.28%-200.6pp | 133.83%-130.2pp | 552.29%-548.6pp |
| Employer contribution / active EE | $2,284 | $3,092-26.1% | $2,421-5.7% | $4,663-51.0% |
| Participant deferral / active EE | $4,821 | $4,920-2.0% | $4,417+9.1% | $6,689-27.9% |
| Admin fee / account holder | $58,471 | $10,256+470.1% | $8,292+605.2% | $13,390+336.7% |