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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,796 | $112,729-39.0% | $98,716-30.3% | $137,256-49.9% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.3%+2.1pp | 80.0%-8.5pp |
| Annual return | 8.38% | 38.48%-30.1pp | 31.81%-23.4pp | 220.34%-212.0pp |
| Employer contribution / active EE | $2,669 | $2,725-2.1% | $2,279+17.1% | $4,156-35.8% |
| Participant deferral / active EE | $6,429 | $4,640+38.6% | $4,048+58.8% | $6,407+0.3% |
| Admin fee / account holder | $43,412 | $10,129+328.6% | $8,703+398.8% | $12,270+253.8% |