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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,016 | $81,358+171.7% | $155,556+42.1% | $80,959+173.0% |
| Participation rate | 91.1% | 66.3%+24.8pp | 78.2%+12.9pp | 67.7%+23.4pp |
| Annual return | 10.50% | 33.39%-22.9pp | 64.84%-54.3pp | 35.67%-25.2pp |
| Employer contribution / active EE | $4,963 | $3,106+59.8% | $4,675+6.1% | $2,757+80.0% |
| Participant deferral / active EE | $3,679 | $3,455+6.5% | $5,631-34.7% | $4,300-14.5% |
| Admin fee / account holder | $31,618 | $7,994+295.5% | $15,885+99.0% | $6,925+356.6% |