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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,004 | $76,407+232.4% | $150,298+69.0% | $82,448+208.1% |
| Participation rate | 95.3% | 66.4%+29.0pp | 77.8%+17.6pp | 68.1%+27.3pp |
| Annual return | 12.46% | 39.99%-27.5pp | 62.79%-50.3pp | 41.64%-29.2pp |
| Employer contribution / active EE | $2,124 | $2,614-18.7% | $4,154-48.9% | $2,551-16.7% |
| Participant deferral / active EE | $3,482 | $3,214+8.3% | $5,453-36.1% | $4,139-15.9% |
| Admin fee / account holder | $15,331 | $6,352+141.4% | $14,116+8.6% | $7,234+111.9% |