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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,280 | $136,860-57.4% | $120,344-51.6% | $154,746-62.3% |
| Participation rate | 66.7% | 79.9%-13.2pp | 76.7%-10.0pp | 80.7%-14.0pp |
| Annual return | 14.91% | 21.38%-6.5pp | 20.30%-5.4pp | 172.34%-157.4pp |
| Employer contribution / active EE | $1,992 | $3,533-43.6% | $3,020-34.1% | $4,379-54.5% |
| Participant deferral / active EE | $4,684 | $5,793-19.1% | $5,135-8.8% | $6,730-30.4% |
| Admin fee / account holder | $437 | $15,393-97.2% | $12,742-96.6% | $14,365-97.0% |