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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $518,877 | $183,539+182.7% | $155,556+233.6% | $145,897+255.6% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 13.30% | 61.31%-48.0pp | 64.84%-51.5pp | 552.29%-539.0pp |
| Employer contribution / active EE | $4,600 | $5,315-13.5% | $4,675-1.6% | $4,663-1.3% |
| Participant deferral / active EE | $1,200 | $6,467-81.4% | $5,631-78.7% | $6,689-82.1% |
| Admin fee / account holder | $198,910 | $19,275+932.0% | $15,885+1152.2% | $13,390+1385.5% |