Filings through Oct 24, 2026.

Retirement plan

Schwartz & Associates, P.A. 401(k) Salary Savings Plan

Name: SCHWARTZ & ASSOCIATES, P. A. - SCHWARTZ & ASSOCIATES, P.A. 401(K) SALARY SAVINGS PLAN (2024) Form 5500
Creator: SCHWARTZ & ASSOCIATES, P. A.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SCHWARTZ & ASSOCIATES, P.A. 401(K) SALARY SAVINGS PLAN, SCHWARTZ & ASSOCIATES, P. A.

Schwartz & Associates, P. A.EIN 64-0854447Plan #001PY 2024

162 EAST AMITE STREET - JACKSON, MS 39201601-353-1215LinkedIn1-10 employees

Prospect flagsLow returnsHigh feesLow participant contributionFailed to transmit contributionsFew collective trustsFund lineup: 8 funds, $7.1M

How to read this page

Total assets (EOY)

$9M

+13.7% from 2023

Total participants

151

-10.1% from 2023

Average account balance

$67,270

+41.8% from 2023

Annual return

11.37%

-4.19 pp from 2023

Benchmarks

See 6,305 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort6,305 peers

Snapshot2024

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Analytics

See the 10-year trajectory with Pro.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
PINNACLE INSURANCE AGENCY9 years Service code 16 · EIN 64-0936752	Consulting	$25,586
ONEAMERICA RETIREMENT SERVICES LLC10+ years Filed as: AMERICAN UNITED LIFE INSURANCE CO Service code 15 · EIN 35-0145825	Recordkeeping	$21,464
HUB INTERNATIONAL6 years Filed as: HUB INTERNATIONAL GULF SOUTH Service code 13 · EIN 35-0672425	Contract Administrator	$13,960
MATTHEWS CUTRER & LINDSAY, P.A.4 years Service code 10 · EIN 64-0897081	Accounting	$11,500

Fund lineup

CSV with Pro

8 funds of $250K or more; 22 lines in all, holding $7.1M of the plan's $9.0M. From the 2024 filing. Recordkeeper: OneAmerica.

In collective trusts0%median 0% for plans of $5M to $50M (40,338 plans)

In index funds3%median 22% for plans of $5M to $50M (40,338 plans)

In the main target-date series0%median 38% for plans of $5M to $50M (40,338 plans)

Employer stockNo

Fund	Manager	Vehicle	Dollars	% of funds%
Smartret Blnd 2045 JPMorgan · Other	JPMorgan	Other	$1.3M	17.7%
Smartret Blnd 2050 JPMorgan · Other	JPMorgan	Other	$1.2M	17.4%
Smartret Blnd 2055 JPMorgan · Other	JPMorgan	Other	$1.1M	15.4%
Smartret Blnd 2025 JPMorgan · Other	JPMorgan	Other	$741K	10.5%
Smartret Blnd 2030 JPMorgan · Other	JPMorgan	Other	$603K	8.5%
JPMorgan Large Cap Growth Fund Class R6 JPMorgan · Mutual fund	JPMorgan	Mutual fund	$410K	5.8%
Smartret Blnd 2040 JPMorgan · Other	JPMorgan	Other	$344K	4.9%
JP Morgan Mid Cap Growth JPMorgan · Other	JPMorgan	Other	$281K	4.0%
Vanguard 500 Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$209K	3.0%
Smartret Blnd 2020 JPMorgan · Other	JPMorgan	Other	$203K	2.9%

See the other 12 lines in this lineup with Pro.

Covers 71,097 large plans that list their funds in their annual filing. Updated Nov 3, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2A2E2F2G2J2T3D3F3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

4 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$55K

$485 / participant

Recordkeeping$4K7.7%
Investment mgmt$26K46.3%
Contract admin$14K25.2%
Other / not subdivided$12K20.8%

% of EOY assets

0.614%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: MATTHEWS CUTRER AND LINDSAY, P.A.
Auditor EIN: 640897081
Audit fees: $11,500
Opinion code: Unqualified

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Provider

Service type

Compensation

PINNACLE INSURANCE AGENCY9 years

Service code 16 · EIN 64-0936752

Consulting

$25,586

ONEAMERICA RETIREMENT SERVICES LLC10+ years

Filed as: AMERICAN UNITED LIFE INSURANCE CO

Service code 15 · EIN 35-0145825

Recordkeeping

$21,464

HUB INTERNATIONAL6 years

Filed as: HUB INTERNATIONAL GULF SOUTH

Service code 13 · EIN 35-0672425

Contract Administrator

$13,960

MATTHEWS CUTRER & LINDSAY, P.A.4 years

Service code 10 · EIN 64-0897081

Accounting

$11,500

Fund

Dollars

% of funds%

Smartret Blnd 2045

JPMorgan · Other

$1.3M

17.7%

Smartret Blnd 2050

JPMorgan · Other

$1.2M

17.4%

Smartret Blnd 2055

JPMorgan · Other

$1.1M

15.4%

Smartret Blnd 2025

JPMorgan · Other

$741K

10.5%

Smartret Blnd 2030

JPMorgan · Other

$603K

8.5%

JPMorgan Large Cap Growth Fund Class R6

JPMorgan · Mutual fund

$410K

5.8%

Smartret Blnd 2040

JPMorgan · Other

$344K

4.9%

JP Morgan Mid Cap Growth

JPMorgan · Other

$281K

4.0%

Vanguard 500 Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$209K

3.0%

Smartret Blnd 2020

JPMorgan · Other

$203K

2.9%

Schwartz & Associates, P.A. 401(k) Salary Savings Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Schwartz & Associates, P.A. 401(k) Salary Savings Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion