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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,340 | $25,014+425.1% | $69,460+89.1% | $80,911+62.3% |
| Participation rate | 70.0% | 64.2%+5.8pp | 66.4%+3.6pp | 67.6%+2.4pp |
| Annual return | 15.86% | 19.08%-3.2pp | 100.80%-84.9pp | 35.63%-19.8pp |
| Employer contribution / active EE | $2,112 | $991+113.1% | $1,714+23.2% | $2,756-23.4% |
| Participant deferral / active EE | $5,079 | $1,839+176.1% | $2,890+75.8% | $4,297+18.2% |
| Admin fee / account holder | $7,257 | $2,491+191.4% | $4,695+54.6% | $6,935+4.7% |