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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,380 | $76,407+102.0% | $150,298+2.7% | $82,448+87.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 14.79% | 39.99%-25.2pp | 62.79%-48.0pp | 41.64%-26.8pp |
| Employer contribution / active EE | $5,589 | $2,614+113.8% | $4,154+34.5% | $2,551+119.1% |
| Participant deferral / active EE | $2,766 | $3,214-14.0% | $5,453-49.3% | $4,139-33.2% |
| Admin fee / account holder | $10,394 | $6,352+63.6% | $14,116-26.4% | $7,234+43.7% |