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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,467 | $81,276+92.5% | $155,574+0.6% | $80,925+93.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 7.79% | 33.36%-25.6pp | 64.87%-57.1pp | 35.65%-27.9pp |
| Employer contribution / active EE | $6,401 | $3,103+106.3% | $4,676+36.9% | $2,756+132.3% |
| Participant deferral / active EE | $3,223 | $3,453-6.7% | $5,629-42.7% | $4,299-25.0% |
| Admin fee / account holder | $13,566 | $7,993+69.7% | $15,914-14.8% | $6,940+95.5% |