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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,467 | $81,358+92.3% | $155,556+0.6% | $80,959+93.3% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 7.79% | 33.39%-25.6pp | 64.84%-57.0pp | 35.67%-27.9pp |
| Employer contribution / active EE | $6,401 | $3,106+106.1% | $4,675+36.9% | $2,757+132.2% |
| Participant deferral / active EE | $3,223 | $3,455-6.7% | $5,631-42.8% | $4,300-25.1% |
| Admin fee / account holder | $13,566 | $7,994+69.7% | $15,885-14.6% | $6,925+95.9% |