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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,249 | $315,200+39.7% | $238,191+84.8% | $155,188+183.7% |
| Participation rate | 88.9% | 82.6%+6.3pp | 77.1%+11.8pp | 80.8%+8.1pp |
| Annual return | 15.11% | 10.25%+4.9pp | 13.02%+2.1pp | 148.84%-133.7pp |
| Employer contribution / active EE | $3,141 | $6,383-50.8% | $5,082-38.2% | $4,248-26.1% |
| Participant deferral / active EE | $5,664 | $8,044-29.6% | $6,726-15.8% | $6,531-13.3% |
| Admin fee / account holder | $13,045 | $48,031-72.8% | $34,582-62.3% | $14,480-9.9% |