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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,448 | $155,555-22.6% | $146,866-18.0% | $155,188-22.4% |
| Participation rate | 83.3% | 84.0%-0.6pp | 82.5%+0.8pp | 80.8%+2.5pp |
| Annual return | 29.27% | 115.41%-86.1pp | 102.85%-73.6pp | 148.84%-119.6pp |
| Employer contribution / active EE | $508 | $4,647-89.1% | $4,425-88.5% | $4,248-88.1% |
| Participant deferral / active EE | $5,291 | $8,044-34.2% | $7,759-31.8% | $6,531-19.0% |
| Admin fee / account holder | $4,562 | $14,755-69.1% | $13,620-66.5% | $14,480-68.5% |