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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,211 | $172,111+199.3% | $150,298+242.8% | $137,256+275.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.05% | 69.37%-54.3pp | 62.79%-47.7pp | 220.34%-205.3pp |
| Employer contribution / active EE | $2,963 | $4,636-36.1% | $4,154-28.7% | $4,156-28.7% |
| Participant deferral / active EE | $3,719 | $6,166-39.7% | $5,453-31.8% | $6,407-41.9% |
| Admin fee / account holder | $40,599 | $16,471+146.5% | $14,116+187.6% | $12,270+230.9% |