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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $513,328 | $183,539+179.7% | $155,556+230.0% | $145,897+251.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.90% | 61.31%-40.4pp | 64.84%-43.9pp | 552.29%-531.4pp |
| Employer contribution / active EE | $2,669 | $5,315-49.8% | $4,675-42.9% | $4,663-42.8% |
| Participant deferral / active EE | $3,000 | $6,467-53.6% | $5,631-46.7% | $6,689-55.2% |
| Admin fee / account holder | $16,429 | $19,275-14.8% | $15,885+3.4% | $13,390+22.7% |