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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,329 | $101,752-60.4% | $164,928-75.5% | $80,911-50.2% |
| Participation rate | 83.3% | 71.8%+11.5pp | 78.6%+4.7pp | 67.6%+15.7pp |
| Annual return | 20.53% | 16.73%+3.8pp | 70.08%-49.5pp | 35.63%-15.1pp |
| Employer contribution / active EE | $1,004 | $2,953-66.0% | $4,343-76.9% | $2,756-63.6% |
| Participant deferral / active EE | $2,584 | $4,477-42.3% | $6,034-57.2% | $4,297-39.9% |
| Admin fee / account holder | $1,681 | $8,218-79.5% | $12,684-86.7% | $6,935-75.8% |