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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,886 | $183,592+115.6% | $155,574+154.5% | $145,877+171.4% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 17.14% | 61.37%-44.2pp | 64.87%-47.7pp | 551.28%-534.1pp |
| Employer contribution / active EE | $1,712 | $5,317-67.8% | $4,676-63.4% | $4,663-63.3% |
| Participant deferral / active EE | $8,715 | $6,466+34.8% | $5,629+54.8% | $6,691+30.3% |
| Admin fee / account holder | $2,209 | $19,316-88.6% | $15,914-86.1% | $13,402-83.5% |