Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,781 | $51,638-38.5% | $68,368-53.5% | $82,448-61.5% |
| Participation rate | 32.4% | 63.6%-31.2pp | 73.8%-41.3pp | 68.1%-35.6pp |
| Annual return | 11.14% | 37.53%-26.4pp | 292.57%-281.4pp | 41.64%-30.5pp |
| Employer contribution / active EE | $332 | $2,047-83.8% | $2,649-87.5% | $2,551-87.0% |
| Participant deferral / active EE | $1,194 | $2,914-59.0% | $4,123-71.0% | $4,139-71.1% |
| Admin fee / account holder | $429 | $4,643-90.8% | $5,150-91.7% | $7,234-94.1% |