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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $552,057 | $199,109+177.3% | $173,730+217.8% | $154,746+256.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 4.56% | 20.02%-15.5pp | 19.96%-15.4pp | 172.34%-167.8pp |
| Employer contribution / active EE | $31,247 | $5,311+488.3% | $4,577+582.6% | $4,379+613.6% |
| Participant deferral / active EE | $4,700 | $7,113-33.9% | $6,326-25.7% | $6,730-30.2% |
| Admin fee / account holder | $23,935 | $20,916+14.4% | $17,523+36.6% | $14,365+66.6% |