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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,208 | $172,111+7.6% | $150,298+23.2% | $137,256+34.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 18.67% | 69.37%-50.7pp | 62.79%-44.1pp | 220.34%-201.7pp |
| Employer contribution / active EE | $7,767 | $4,636+67.5% | $4,154+87.0% | $4,156+86.9% |
| Participant deferral / active EE | $4,924 | $6,166-20.1% | $5,453-9.7% | $6,407-23.1% |
| Admin fee / account holder | $2,530 | $16,471-84.6% | $14,116-82.1% | $12,270-79.4% |