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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,208 | $185,312-0.1% | $161,489+14.7% | $154,746+19.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.67% | 103.84%-85.2pp | 89.72%-71.0pp | 172.34%-153.7pp |
| Employer contribution / active EE | $7,767 | $4,769+62.9% | $4,268+82.0% | $4,379+77.4% |
| Participant deferral / active EE | $4,924 | $6,350-22.4% | $5,630-12.5% | $6,730-26.8% |
| Admin fee / account holder | $2,530 | $18,654-86.4% | $16,006-84.2% | $14,365-82.4% |