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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,546 | $183,539-12.5% | $155,556+3.2% | $145,897+10.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.19% | 61.31%-47.1pp | 64.84%-50.7pp | 552.29%-538.1pp |
| Employer contribution / active EE | $8,314 | $5,315+56.4% | $4,675+77.8% | $4,663+78.3% |
| Participant deferral / active EE | $5,297 | $6,467-18.1% | $5,631-5.9% | $6,689-20.8% |
| Admin fee / account holder | $2,108 | $19,275-89.1% | $15,885-86.7% | $13,390-84.3% |