Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,425 | $172,111+148.9% | $150,298+185.1% | $137,256+212.1% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 7.82% | 69.37%-61.6pp | 62.79%-55.0pp | 220.34%-212.5pp |
| Employer contribution / active EE | $1,996 | $4,636-56.9% | $4,154-52.0% | $4,156-52.0% |
| Participant deferral / active EE | $7,896 | $6,166+28.1% | $5,453+44.8% | $6,407+23.2% |
| Admin fee / account holder | $2,919 | $16,471-82.3% | $14,116-79.3% | $12,270-76.2% |