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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $570,409 | $172,111+231.4% | $150,298+279.5% | $137,256+315.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 11.70% | 69.37%-57.7pp | 62.79%-51.1pp | 220.34%-208.6pp |
| Employer contribution / active EE | $9,698 | $4,636+109.2% | $4,154+133.5% | $4,156+133.3% |
| Participant deferral / active EE | $5,154 | $6,166-16.4% | $5,453-5.5% | $6,407-19.5% |
| Admin fee / account holder | $4,792 | $16,471-70.9% | $14,116-66.1% | $12,270-60.9% |