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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,874 | $181,062-41.0% | $158,223-32.5% | $155,188-31.1% |
| Participation rate | 52.9% | 82.7%-29.7pp | 79.2%-26.3pp | 80.8%-27.9pp |
| Annual return | 14.44% | 57.39%-42.9pp | 52.09%-37.6pp | 148.84%-134.4pp |
| Employer contribution / active EE | $2,129 | $4,565-53.4% | $4,109-48.2% | $4,248-49.9% |
| Participant deferral / active EE | $2,864 | $6,134-53.3% | $5,467-47.6% | $6,531-56.1% |
| Admin fee / account holder | $2,693 | $18,825-85.7% | $16,047-83.2% | $14,480-81.4% |