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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,874 | $174,379-38.7% | $152,093-29.7% | $138,895-23.1% |
| Participation rate | 52.9% | 81.6%-28.7pp | 77.8%-24.8pp | 79.9%-27.0pp |
| Annual return | 14.44% | 74.86%-60.4pp | 66.36%-51.9pp | 145.39%-130.9pp |
| Employer contribution / active EE | $2,129 | $4,652-54.2% | $4,175-49.0% | $4,194-49.2% |
| Participant deferral / active EE | $2,864 | $6,159-53.5% | $5,451-47.5% | $6,396-55.2% |
| Admin fee / account holder | $2,693 | $16,880-84.0% | $14,497-81.4% | $12,562-78.6% |