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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,921 | $86,701+93.7% | $73,309+129.1% | $125,389+33.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -0.04% | 2.78%-2.8pp | 5.67%-5.7pp | 282.24%-282.3pp |
| Employer contribution / active EE | $15,138 | $4,152+264.6% | $3,237+367.6% | $4,866+211.1% |
| Participant deferral / active EE | $17,663 | $5,549+218.3% | $4,991+253.9% | $5,352+230.1% |
| Admin fee / account holder | $2,830 | $7,768-63.6% | $5,635-49.8% | $9,541-70.3% |