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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KREATIV RETIREMENT PLAN SOL LLC Service code 27 · EIN 82-2520151 | Advisory (Plan) | $23,072 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $2,406 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,555 | $79,181-36.2% | $102,423-50.6% | $74,429-32.1% |
| Participation rate | 86.4% | 74.8%+11.7pp | 76.5%+9.9pp | 67.2%+19.2pp |
| Annual return | 20.67% | 54.97%-34.3pp | 29.42%-8.8pp | 1368.38%-1347.7pp |
| Employer contribution / active EE | $1,980 | $2,362-16.2% | $3,023-34.5% | $2,625-24.6% |
| Participant deferral / active EE | $3,985 | $4,416-9.8% | $5,054-21.1% | $4,348-8.3% |
| Admin fee / account holder | $117 | $2,002-94.2% | $9,455-98.8% | $1,944-94.0% |