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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,364 | $174,379+58.5% | $152,093+81.7% | $138,895+99.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 5.64% | 74.86%-69.2pp | 66.36%-60.7pp | 145.39%-139.8pp |
| Employer contribution / active EE | $13,882 | $4,652+198.4% | $4,175+232.5% | $4,194+231.0% |
| Participant deferral / active EE | $13,932 | $6,159+126.2% | $5,451+155.6% | $6,396+117.8% |
| Admin fee / account holder | $19,401 | $16,880+14.9% | $14,497+33.8% | $12,562+54.4% |