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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,858 | $162,136-27.3% | $152,301-22.6% | $154,746-23.8% |
| Participation rate | 93.3% | 84.1%+9.2pp | 82.4%+10.9pp | 80.7%+12.6pp |
| Annual return | 15.27% | 91.02%-75.8pp | 80.50%-65.2pp | 172.34%-157.1pp |
| Employer contribution / active EE | $3,043 | $4,890-37.8% | $4,624-34.2% | $4,379-30.5% |
| Participant deferral / active EE | $5,559 | $8,341-33.4% | $8,004-30.5% | $6,730-17.4% |
| Admin fee / account holder | $4,013 | $15,759-74.5% | $14,398-72.1% | $14,365-72.1% |