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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,858 | $196,972-40.2% | $182,262-35.3% | $198,609-40.7% |
| Participation rate | 93.3% | 85.7%+7.6pp | 84.2%+9.1pp | 82.4%+11.0pp |
| Annual return | 15.27% | 158.27%-143.0pp | 140.60%-125.3pp | 202.70%-187.4pp |
| Employer contribution / active EE | $3,043 | $5,364-43.3% | $5,046-39.7% | $5,055-39.8% |
| Participant deferral / active EE | $5,559 | $8,643-35.7% | $8,276-32.8% | $6,977-20.3% |
| Admin fee / account holder | $4,013 | $18,429-78.2% | $16,712-76.0% | $19,030-78.9% |