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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,590 | $162,967-56.1% | $135,792-47.3% | $138,895-48.5% |
| Participation rate | 57.9% | 78.3%-20.4pp | 72.6%-14.7pp | 79.9%-22.0pp |
| Annual return | 10.36% | 30.08%-19.7pp | 25.96%-15.6pp | 145.39%-135.0pp |
| Employer contribution / active EE | $2,242 | $4,211-46.8% | $3,496-35.9% | $4,194-46.5% |
| Participant deferral / active EE | $2,690 | $5,640-52.3% | $4,759-43.5% | $6,396-57.9% |
| Admin fee / account holder | $57,321 | $15,306+274.5% | $12,266+367.3% | $12,562+356.3% |