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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,675 | $150,412-49.7% | $120,574-37.2% | $145,884-48.1% |
| Participation rate | 63.6% | 78.8%-15.2pp | 71.9%-8.3pp | 80.3%-16.7pp |
| Annual return | 18.33% | 154.50%-136.2pp | 107.42%-89.1pp | 551.85%-533.5pp |
| Employer contribution / active EE | $2,169 | $4,355-50.2% | $3,471-37.5% | $4,662-53.5% |
| Participant deferral / active EE | $2,689 | $6,175-56.5% | $4,996-46.2% | $6,690-59.8% |
| Admin fee / account holder | $130,656 | $12,224+968.9% | $9,445+1283.3% | $13,392+875.6% |