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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,445 | $96,731+34.9% | $123,973+5.2% | $86,983+50.0% |
| Participation rate | 97.9% | 70.0%+27.9pp | 76.7%+21.3pp | 69.5%+28.4pp |
| Annual return | 4.13% | 17.33%-13.2pp | 388.13%-384.0pp | 25.83%-21.7pp |
| Employer contribution / active EE | $2,080 | $3,297-36.9% | $4,126-49.6% | $2,584-19.5% |
| Participant deferral / active EE | $7,787 | $4,152+87.5% | $5,247+48.4% | $4,194+85.7% |
| Admin fee / account holder | $44,661 | $8,722+412.0% | $11,799+278.5% | $7,856+468.5% |