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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,383 | $166,242-45.6% | $165,071-45.2% | $145,884-38.0% |
| Participation rate | 52.6% | 82.0%-29.4pp | 78.6%-26.0pp | 80.3%-27.7pp |
| Annual return | 14.71% | 100.44%-85.7pp | 70.17%-55.5pp | 551.85%-537.1pp |
| Employer contribution / active EE | $2,622 | $5,283-50.4% | $4,347-39.7% | $4,662-43.8% |
| Participant deferral / active EE | $5,817 | $6,964-16.5% | $6,035-3.6% | $6,690-13.0% |
| Admin fee / account holder | $3,748 | $16,658-77.5% | $12,695-70.5% | $13,392-72.0% |