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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,954 | $102,595-33.8% | $94,057-27.8% | $154,746-56.1% |
| Participation rate | 90.0% | 76.0%+14.0pp | 73.3%+16.7pp | 80.7%+9.3pp |
| Annual return | 8.29% | 583.42%-575.1pp | 480.62%-472.3pp | 172.34%-164.0pp |
| Employer contribution / active EE | $4,427 | $3,147+40.7% | $2,933+50.9% | $4,379+1.1% |
| Participant deferral / active EE | $6,006 | $5,118+17.3% | $4,709+27.5% | $6,730-10.8% |
| Admin fee / account holder | $14,158 | $7,736+83.0% | $7,244+95.4% | $14,365-1.4% |