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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,954 | $72,071-5.7% | $68,368-0.6% | $137,256-50.5% |
| Participation rate | 90.0% | 76.2%+13.8pp | 73.8%+16.2pp | 80.0%+10.0pp |
| Annual return | 8.29% | 353.14%-344.9pp | 292.57%-284.3pp | 220.34%-212.1pp |
| Employer contribution / active EE | $4,427 | $2,788+58.8% | $2,649+67.1% | $4,156+6.5% |
| Participant deferral / active EE | $6,006 | $4,410+36.2% | $4,123+45.7% | $6,407-6.3% |
| Admin fee / account holder | $14,158 | $5,336+165.4% | $5,150+174.9% | $12,270+15.4% |