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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,824 | $78,690+312.8% | $161,489+101.1% | $87,485+271.3% |
| Participation rate | 89.2% | 67.5%+21.7pp | 78.7%+10.5pp | 68.9%+20.3pp |
| Annual return | 13.79% | 32.74%-19.0pp | 89.72%-75.9pp | 26.06%-12.3pp |
| Employer contribution / active EE | $7,147 | $2,588+176.1% | $4,268+67.4% | $2,596+175.3% |
| Participant deferral / active EE | $15,268 | $3,311+361.2% | $5,630+171.2% | $4,274+257.3% |
| Admin fee / account holder | $60,194 | $6,724+795.3% | $16,006+276.1% | $7,775+674.2% |