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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,824 | $77,814+317.4% | $158,223+105.3% | $86,983+273.4% |
| Participation rate | 89.2% | 68.4%+20.8pp | 79.2%+10.0pp | 69.5%+19.6pp |
| Annual return | 13.79% | 30.54%-16.8pp | 52.09%-38.3pp | 25.83%-12.0pp |
| Employer contribution / active EE | $7,147 | $2,592+175.7% | $4,109+73.9% | $2,584+176.5% |
| Participant deferral / active EE | $15,268 | $3,270+367.0% | $5,467+179.3% | $4,194+264.1% |
| Admin fee / account holder | $60,194 | $5,879+923.8% | $16,047+275.1% | $7,856+666.2% |