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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,473 | $55,437+39.7% | $155,534-50.2% | $74,459+4.0% |
| Participation rate | 69.6% | 61.9%+7.7pp | 78.2%-8.6pp | 67.2%+2.4pp |
| Annual return | 11.24% | 269.58%-258.3pp | 64.92%-53.7pp | 1369.70%-1358.5pp |
| Employer contribution / active EE | $1,439 | $2,266-36.5% | $4,675-69.2% | $2,626-45.2% |
| Participant deferral / active EE | $2,672 | $2,837-5.8% | $5,630-52.5% | $4,350-38.6% |
| Admin fee / account holder | $17,200 | $1,742+887.2% | $15,900+8.2% | $1,945+784.4% |