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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,166 | $102,938-92.1% | $94,105-91.3% | $138,895-94.1% |
| Participation rate | 83.3% | 74.6%+8.7pp | 71.9%+11.4pp | 79.9%+3.4pp |
| Annual return | 17.42% | 250.28%-232.9pp | 204.55%-187.1pp | 145.39%-128.0pp |
| Employer contribution / active EE | $1,806 | $2,732-33.9% | $2,504-27.9% | $4,194-56.9% |
| Participant deferral / active EE | $828 | $4,196-80.3% | $3,881-78.7% | $6,396-87.1% |
| Admin fee / account holder | $442 | $6,600-93.3% | $6,199-92.9% | $12,562-96.5% |