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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,905 | $112,729-89.4% | $98,716-87.9% | $137,256-91.3% |
| Participation rate | 95.5% | 74.2%+21.2pp | 69.3%+26.2pp | 80.0%+15.5pp |
| Annual return | 17.91% | 38.48%-20.6pp | 31.81%-13.9pp | 220.34%-202.4pp |
| Employer contribution / active EE | $1,440 | $2,725-47.1% | $2,279-36.8% | $4,156-65.3% |
| Participant deferral / active EE | $1,517 | $4,640-67.3% | $4,048-62.5% | $6,407-76.3% |
| Admin fee / account holder | $504 | $10,129-95.0% | $8,703-94.2% | $12,270-95.9% |