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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,953 | $87,106-5.9% | $105,607-22.4% | $80,935+1.3% |
| Participation rate | 80.5% | 70.4%+10.0pp | 75.3%+5.2pp | 67.7%+12.8pp |
| Annual return | 9.86% | 17.01%-7.2pp | 116.11%-106.2pp | 35.66%-25.8pp |
| Employer contribution / active EE | $2,742 | $2,396+14.4% | $3,167-13.4% | $2,757-0.6% |
| Participant deferral / active EE | $5,654 | $3,986+41.9% | $5,011+12.8% | $4,299+31.5% |
| Admin fee / account holder | $3,763 | $8,447-55.5% | $10,958-65.7% | $6,924-45.7% |